Open Enrollment Is Coming Soon — Here Are Some Tips on Picking a Health Insurance Plan.
Here we go again!
Finding health insurance may seem overwhelming. But health insurance can provide important financial protection for you and your family from the unexpected.
This is where open enrollment comes in. During this time, you can view different plans and decide what’s best for your family’s needs. Make sure to choose a plan before Open Enrollment ends on January 15th! Visit healthcare.gov for more information.
With health insurance premiums and deductibles set to rise for the 2025 plan year, it makes sense that you want to get the most value for your money. Take these steps during your search for the right plan:
Use Comparison Tools:
Use online tools to compare plans based on premiums, deductibles, out-of-pocket maximums, and coverage benefits. Maximize your savings by verifying your and your family’s preferred doctors and medications are in-network.
Look at Total Costs:
Consider the total cost of healthcare for each plan, including premiums, deductibles, copayments, and coinsurance. Sometimes a plan with a higher premium can save you money if it has better coverage for the services you use often.
Factor in Chronic Illness:
If you have a chronic condition like diabetes, heart disease, or high blood pressure, think about the number of times you visit the doctor. Make sure your doctor or specialist is covered under your plan, along with any medications you may be taking.
ACA Healthcare Exchange Important Open Enrollment Dates
November 1st – Open Enrollment begins
December 15th – Last day to enroll or change plans for January 1st coverage
January 1st – Coverage begins for plans with enrollment completed by December 15th
January 15th – Open enrollment ends
February 1st – Coverage begins for plans with enrollment completed by January 15th
ACA Healthcare Exchange Important Open Enrollment Dates
November 1st – Open Enrollment begins
December 15th – Last day to enroll or change plans for January 1st coverage
January 1st – Coverage begins for plans with enrollment completed by December 15th
January 15th – Open enrollment ends
February 1st – Coverage begins for plans with enrollment completed by January 15th
Here we go again!
Finding health insurance may seem overwhelming. But health insurance can provide important financial protection for you and your family from the unexpected.
This is where open enrollment comes in. During this time, you can view different plans and decide what’s best for your family’s needs. Make sure to choose a plan before Open Enrollment ends on January 15th! Visit healthcare.gov for more information.
With health insurance premiums and deductibles set to rise for the 2025 plan year, it makes sense that you want to get the most value for your money. Take these steps during your search for the right plan:
Use Comparison Tools:
Use online tools to compare plans based on premiums, deductibles, out-of-pocket maximums, and coverage benefits. Maximize your savings by verifying your and your family’s preferred doctors and medications are in-network.
Look at Total Costs:
Consider the total cost of healthcare for each plan, including premiums, deductibles, copayments, and coinsurance. Sometimes a plan with a higher premium can save you money if it has better coverage for the services you use often.
Factor in Chronic Illness:
If you have a chronic condition like diabetes, heart disease, or high blood pressure, think about the number of times you visit the doctor. Make sure your doctor or specialist is covered under your plan, along with any medications you may be taking.
Explore Added Benefits:
Look for plans that offer bonus benefits like dental and vision coverage, wellness programs, or telehealth services.
Check for State Assistance:
Some states offer subsidies or programs that can reduce healthcare costs. Research any state-specific programs you might qualify for to save money.
These steps can help you get the best bang for your buck.
Download the free Hooray Health 365 App to explore additional details.
To speak to a representative,
please call (855) 479-4017
Want to keep even more money in your pocket? Take a look at Hooray Health’s supplemental insurance offering that can add additional protection to a major medical health insurance plan.